Choose your insurance plan wisely to secure your future with confidence.
Medicare Advantage, fill the gaps in the original Medicare such as out of pocket costs, offers beneficiaries comprehensive healthcare coverage, often with added benefits like dental, vision and prescription drugs, providing a convenient healthcare solution.
Final expense insurance is a specialized policy designed to cover funeral and burial expenses, offering financial relief to beneficiaries during a difficult time and ensuring that the deceased's final wishes are honored without placing a financial burden on loved ones
ACA insurance, under the Affordable Care Act, provides affordable and accessible healthcare coverage with essential benefits. Ensuring peace of mind and financial security for beneficiaries while prohibiting discrimination based on pre-existing conditions
Your plan checklist
Ensure you have every detail before enrolling in the plan, covering:
Your plan requirements
Prepare the following before searching for Medicare coverage:
At PrimeAge Insurance, We make the online insurance shopping experience easy for customers, where they can make informed decisions and enjoy a hassle-free shopping experience. We understand that each individual has distinctive insurance requirements. Our team of skilled and licensed insurance experts takes the time to comprehend your specific needs and financial considerations. Only then do we tailor or recommend a plan that suits you perfectly. So, you can make the decision confidently. Navigating the maze of insurance options can be overwhelming, but our trained professionals are here to guide you through it.
Join the countless individuals who have entrusted us with their insurance needs. We're excited about the opportunity to assist you next. Let's collaborate to find the ideal coverage that aligns with your unique needs!
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Clarify Doubts make Confident Choices in Medicare Annual Enrollment Period (AEP) October 15 – December 7,2023 with our expert assistance
Medicare can be a bit complex with its different parts, timelines, and costs. What might seem confusing we've made easy for you!
Medigap exclusively coordinates with Original Medicare (Part A + B). After Medicare covers its portion of the approved service, your Medigap policy steps in to assist with your share. It's important to note that you cannot acquire a Medigap policy if you are enrolled in a Medicare Advantage Plan, unless you transition back to Original Medicare.
Medicare Advantage (Part C) plans provide the complete benefits of Original Medicare (Part A and Part B), and they may also incorporate additional perks such as vision, dental, hearing, and prescription drug coverage—all within a single plan. Some Medicare Advantage plans even come with $0 monthly premiums. Contact Now!
If you choose to purchase both Medigap and a Medicare drug plan from the same company, you might need to make two separate premium payments. These plans cover a range of commonly used generic and brand-name prescription drugs, but it's essential to recognize that each plan has distinct coverage and drug lists.
Medicare Dual Special Needs Plans (D-SNPs) are specialized Medicare Advantage plans tailored for individuals with both Medicare and Medicaid. These plans consistently incorporate prescription drug coverage and provide numerous additional benefits beyond the offerings of Original Medicare.
Medicare is a federal health insurance program in the United States primarily designed for individuals aged 65 and older. Some younger individuals with certain disabilities or specific medical conditions also qualify for Medicare benefits. It consists of different parts that cover hospital care, medical services, and prescription drugs.
Medicare is divided into several parts:
Part A: Covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care.
Part B: Covers outpatient medical services like doctor visits, preventive services, and some home health care.
Part C (Medicare Advantage): Offers plans provided by private insurance companies that combine Part A and Part B benefits, often including additional coverage like dental and vision.
Part D: Provides prescription drug coverage through private insurance plans.
Enrolling in different parts of Medicare depends on your situation. Most people are automatically enrolled in Part A when they turn 65 if they've paid into Medicare through their payroll taxes. However, enrollment in Part B and other parts may require you to sign up during your Initial Enrollment Period, typically around the time you turn 65. Part D prescription drug plans and Medicare Advantage plans also require separate enrollment.
While Part A is generally premium-free for those who qualify based on their work history, Part B typically requires a monthly premium. Part C and Part D plans are offered by private insurance companies, and their costs can vary. These plans might have premiums, deductibles, copayments, and coinsurance. It's important to carefully review the costs of different plans to choose the one that best fits your needs and budget.
Yes, many people choose to supplement their Medicare coverage with additional insurance, such as:
Medigap (Medicare Supplement) plans: These private insurance plans help cover some of the costs that Original Medicare (Part A and Part B) doesn't pay, like deductibles and copayments.
Employer-sponsored coverage: Some individuals may have health insurance through their current or former employer or union that works alongside Medicare.
Medicaid: People with limited income and resources might qualify for Medicaid, a state and federally funded program that helps with medical costs.
Private Medicare Advantage plans: These plans often include additional benefits beyond what Original Medicare covers, like dental, vision, and wellness programs.
PrimeAge Insurance specializes in offering comprehensive Medicare and life insurance services. With a commitment to providing peace of mind and financial security, we tailor our plans to meet the unique needs of each individual.
Insurance Disclaimer: PrimeAge Insurance is a free service to assist users in getting insurance quotes from insurance providers. PrimeAge Insurance is not affiliated with any state or government agency. PrimeAge Insurance is not an insurance agency or broker, nor an insurance referral service. PrimeAge Insurance does not endorse or recommend any participating Third-Party Insurance Providers that pay to participate in this advertising.
TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent multiple insurance organizations like aetna, humana, blue cross blue shield and others which offer multiple insurance products like medicare supplement, advantage, Plan D and life insurance in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
FCS Disclaimer: Participating sales agencies represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.
OEP/SEP Disclaimer: ENROLLMENT IN THE DESCRIBED PLAN TYPE MAY BE LIMITED TO CERTAIN TIMES OF THE YEAR UNLESS YOU QUALIFY FOR A SPECIAL ENROLLMENT PERIOD.
